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Renters Insurance


Renters Insurance Information

Your possessions are probably worth more than you think – all of your clothes, furniture, electronics, etc. Your landlord’s insurance policy may cover the building but it will not cover your personal belongings. Let Liebler Agency help you protect those assets by providing a Renters insurance policy that can give you coverage from fire, smoke, lightening, vandalism, theft, water damage and more.

Liebler Agency – Your Hometown Insurance Agency

With renters insurance, you will be able to replace what is damaged or stolen.

Renters insurance covers your possessions against losses from fire or smoke, lightning, vandalism, theft, explosion, windstorm, and water damage from plumbing.

However, renters insurance does not cover floods, earthquakes or routine wear and tear. You can, however, buy separate policies for flood and earthquake damage.

If you are forced out of your home because of a disaster your additional living expenses will be covered.

Renters insurance pays the reasonable additional costs of temporarily living away from your home if you can't live in it due to a fire, severe storm or other insured disaster. It covers hotel bills, temporary rentals, restaurant meals and other living expenses incurred while your home is being rebuilt. Coverage for additional living expenses differs from company to company.

Renters insurance also covers your responsibility to other people injured at your home or elsewhere by you, a family member or your pet and pays legal defense costs if you are taken to court.

Decide How Much Insurance You Need.

Add up the cost of everything you would want to replace if it were damaged or stolen. This could also serve as the basis for an inventory that will make filing a claim easier. For an inventory, also record model numbers, dates and places of purchase. Take photographs or make a video of these items and place a copy of the inventory in safe place away form your home.

If you rent an apartment or house you need insurance to protect your belongings. While your landlord might have insurance, it only protects the building. Your belongings are not covered under those policies.
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Marlette Office
3521 VanDyke Road, Suite B
Marlette, MI 48453
PH: 989-635-6800 or
888-455-9922
North Branch
3789 Huron Street
North Branch, MI 48461
PH: 810-688-3077 or
888-689-9915
Brown City
4232 Main Street
Brown City, MI 48416
PH: 810-346-2738 or
800-242-5645
Yale
100 S. Main Street
Yale, MI 48097
PH: 810-387-4214 or
800-530-7499
Imlay City
172 N Cedar Street
Imlay City, MI 48444
PH: 810-724-8600 or
866-724-8979
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