Umbrella Insurance

There are no storms that we can predict, but with umbrella insurance it can help you protect the “what ifs.” An Umbrella policy goes beyond your limits of your standard policies and adds an extra layer of protection after your standard coverages hits its limit. Umbrella policies come in both personal and commercial forms. Ways an umbrella policy could take effect are:

• Personal Injury Liability: Covers the legal defense costs if you are sued for a covered claim, including defamation or slander.
• Property Damage: Covers the cost of damage casused to another person’s property.
• Medical Bills: Should someone get injured on your property, umbrella insurance can help cover the medical payments.

The world we live in is constantly changing, and we want to make sure you have all the coverage you need. Get in touch with us and let’s talk about how an umbrella policy could be beneficial for you.